Business Lending Advisory

Growth Capital for Operating Businesses

Buttonwood Advisors guides businesses through the full spectrum of lending options — from working capital lines and SBA programs to equipment financing and growth capital — matching each client with the right lender and structure.

Beyond the Balance Sheet

Securing the right business financing requires more than a strong credit profile. It demands an advisor who understands lender underwriting criteria, program nuances, and how to position a business for approval at the most favorable terms.

Buttonwood Advisors brings institutional-grade advisory to business lending engagements, helping owners and operators access capital that fuels growth, manages cash flow, and funds strategic initiatives.

01Working Capital

Liquidity to Operate and Grow

We structure revolving lines of credit and working capital facilities that give businesses the liquidity to manage seasonal cycles, fund receivables, and capitalize on near-term opportunities.

Capabilities

  • Revolving lines of credit
  • Accounts receivable financing
  • Inventory-backed facilities
  • Cash flow lending structures
02SBA & USDA Programs

Government-Backed Financing Solutions

SBA 7(a) and 504 programs, along with USDA Business & Industry loans, offer favorable terms for qualifying businesses. We navigate the application process and lender selection to maximize approval probability and loan proceeds.

Capabilities

  • SBA 7(a) loan advisory
  • SBA 504 project financing
  • USDA B&I loan placement
  • Application and lender management
03Equipment Financing

Capital for Machinery, Technology, and Fleet

We source equipment loans and leases that preserve working capital while funding the machinery, technology, and fleet assets businesses need to operate and scale.

Capabilities

  • Equipment term loans
  • Operating and capital leases
  • Sale-leaseback structuring
  • Technology and software financing
04Growth Capital

Financing Expansion and Acquisitions

For businesses pursuing acquisitions, market expansion, or significant capital investment, we structure term loans and subordinated debt that fund strategic growth without unnecessary equity dilution.

Capabilities

  • Acquisition financing
  • Expansion term loans
  • Subordinated debt placement
  • Recapitalization advisory

Why Buttonwood

An Advisor in Your Corner

Lender Access

We maintain active relationships with banks, credit unions, SBA preferred lenders, and specialty finance companies across the country.

Structuring Expertise

We know how lenders underwrite and how to position your business and transaction for the strongest possible outcome.

Objective Guidance

We work for you, not the lender — our advice is always aligned with your interests and long-term financial health.

End-to-End Support

From initial assessment through closing, we manage the process so you can focus on running your business.

Explore Your Lending Options

Every business has unique capital needs. Let Buttonwood Advisors help you identify the right financing structure and connect you with the right lenders.

Buttonwood Advisors

Strategic advisory for real estate investors and developers who demand more than advice.

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Where Capital Meets Strategy